Our Planning Process

As your net worth grows and your financial situation becomes more complex, you may find it increasingly difficult to develop and manage a unified financial strategy. That’s where Evergreen Advisors can help.

Along with portfolio management, we provide ongoing strategic planning, implementation, and oversight that can better position you to reach your long-term financial objectives. Our disciplined approach to financial planning and investment management is a four-step process:

Investment Philosophy

Some financial advisors have complex, highly technical investment philosophies. Ours is simple: we believe in developing broadly diversified portfolios at a prudent cost, without taking more risk than you can financially or emotionally tolerate.

That means we take the time to learn who you are and what makes you tick. Of course, we’ll ask about your savings, your income, and your obligations. We’ll also ask what you expect – and want – the future to hold. How many trips a year would you like to take when you’re retired? How soon will you need to replace your car? Do you plan to help pay for a child’s or grandchild’s wedding, first house, or college education?

Then, we’ll select an asset allocation strategy for you that carefully balances risk and reward. This strategy may be adjusted over time to adapt to economic or market conditions, while keeping in mind what you want to accomplish. Since your own situation may also change, we’ll get together with you regularly and update your plan as needed.

The better informed you are, the more value you can add to this process. That’s why we’ll help keep you informed on financial viewpoints, ideas, and updates through our recommended reading and daily radio show, Let’s Talk Money.

At Evergreen Advisors, you’re not just a client. You’re a partner in success.

How We Charge

At Evergreen Advisors, there is never a charge for the initial consultation meeting and our fee structure is completely out in the open.  

Clients who use our portfolio management services do not pay a separate fee for financial planning. The annual fee for portfolio management services and financial planning will be charged as a percentage of assets under management, according to the following schedule based on household portfolio value:

Up to $1,000,000 1.00%

$1,000,000 to $2,000,000 0.50%

$2,000,000 to $3,000,000 0.40%

$3,000,000 to $4,000,000 0.35%

$4,000,000 to $5,000,000 0.30%

Above $5,000,000 0.25%

A minimum annual fee of $2,000 is required for this service. This minimum fee may be negotiable under certain circumstances. Evergreen will group certain related client accounts for the purposes of determining the annualized fee.

Client accounts will be directly debited, as authorized, in advance at the beginning of each calendar quarter based upon the value of the client's account at the end of the previous quarter. Evergreen will not directly debit any client account without receiving written authorization from the client. 

In addition to the annual advisory fee, there is a $50.00 annual per account charge that covers separate account reporting through a third party data aggregation firm that will include client web portal access.

If you would like to schedule an initial consultation click here or for a member of our staff to contact you for an appointment, please click here.